How Much Does an Apartment Cost in Pattaya? Prices, Extra Costs and Financing (2026)

By Peer Johannsen, Managing Director, Pearl Property Pattaya • Published: March 4, 2026 • Last updated: September 26, 2026 • 4 min read

What a condo in Pattaya costs by area and unit type, what you really pay on top at transfer, and which financing options foreign buyers realistically have.

An apartment (condo) in Pattaya costs from roughly THB 1.5 million for a studio in an older or outer building to well over THB 20 million for a large sea-view unit in a luxury beachfront tower. Most foreign buyers spend THB 3–8 million on a one- or two-bedroom unit. This guide from Pearl Property Pattaya breaks prices down by area and unit type. It also explains what you pay on top at transfer and how purchases are usually financed.

What Drives Apartment Prices in Pattaya

Location: beachfront Wong Amat and prime Pratumnak sit at the top of the market. Jomtien and the streets behind Central Pattaya offer the widest range.
New build vs. resale: new projects usually cost more per sqm. Resale units in older buildings can be significantly cheaper but need a closer look at condition and building finances. See new vs. resale.
View and floor: a protected sea view on a high floor can add a clear premium within the same building.
Foreign quota: in popular buildings, units that can be registered in the 49% foreign quota often trade above units in the Thai quota.

Indicative Prices by Area

These are typical asking-price ranges per square metre. Older resale stock sits at the lower end, and new luxury projects at the upper end:

Area	Typical range (THB/sqm)	Character
Jomtien & Na Jomtien	approx. 50,000 – 200,000	Long beach, relaxed, widest choice
Pratumnak Hill	approx. 70,000 – 180,000	Green, quiet, many sea-view projects
Central Pattaya	approx. 60,000 – 160,000	City life, strongest rental demand
Wong Amat & Naklua	approx. 65,000 – 250,000	Beachfront, luxury end of the market

For named buildings and current price levels, see our area rankings:

Indicative Prices by Unit Type

Unit type	Typical size	Typical price (THB)
Studio	22–35 sqm	1.5 – 3 million
One bedroom	30–50 sqm	2.5 – 6 million
Two bedrooms	55–100 sqm	5 – 15 million
Large units and penthouses	120 sqm +	15 million and up

Prices depend heavily on the building, view and condition. Compare live offers under condos for sale in Pattaya.

Extra Costs at Transfer: What the Buyer Really Pays

Calculating the extra costs of buying a condo

Several charges are due at the Land Office on transfer day. Most of them are legally the seller's:

Charge	Rate	Normally paid by
Transfer fee	2% of the appraised value	Negotiable, often split 50/50
Specific Business Tax	3.3%, only if the seller has owned the unit for under 5 years	Seller
Stamp duty	0.5%, only when Specific Business Tax does not apply	Seller
Withholding tax	Based on the seller's tax position	Seller (deducted at transfer)
Mortgage registration	1% of the loan, if financed in Thailand	Buyer

Buyers of new units also pay a one-off sinking fund contribution and usually 12 months of common fees in advance. Common fees are often THB 40–80 per sqm per month. Many buyers also hire an independent lawyer; budget for that separately.

In practice, a buyer should plan on roughly 1–3% on top of the price, depending on the fee split. Always check the cost clause in the contract. See the Thailand property tax guide and the cost of owning a condo in Pattaya for the running costs after purchase.

Financing: What Is Realistic for Foreign Buyers

Financing options for foreign buyers in Pattaya

Cash from abroad: this is how most foreign buyers purchase. The money must be sent to Thailand in foreign currency. For transfers above USD 50,000 your bank issues an FET form, which you need to register the unit in your name.
Staged payments on new projects: off-plan projects spread the price over the construction period, with the balance due at completion. This is the most common "financing" for foreign buyers.
Developer financing: some developers finance part of the balance after completion over a few years. Interest rates are usually higher than bank rates.
Thai bank mortgages: these are hard to get for foreigners. Typically you need a Thai work permit and local income, or a bank that serves specific nationalities. Expect larger down payments and stricter checks.
Financing at home: many buyers raise equity on property they own in their home country and buy in cash in Thailand.

Our detailed guide on how to finance a Pattaya property compares these options.

How Pearl Property Pattaya Helps

Pearl Property Pattaya helps buyers set a realistic budget, compare buildings across all areas and see exactly what they will pay at transfer. Talk to our team or browse all properties for sale. We advise in English, German, Thai, French and Chinese.